Policy Effective: January 1, 2020

Policy Updated: September 8, 2025

Protecting the Privacy and Security of Your Personal Information is Very Important to Us.

Vacation Comps (“Vacation Comps” or “VC”) strives to provide an excellent array of vacation-related products and services, including our points-based vacation resort ownership program featuring a variety of beautiful resort locations. VC collects information about customers and prospective customers both offline and online to provide a vacation resort ownership experience that is tailored to your interests. VC’s Privacy Policy is intended to protect your privacy and ensure that your personal information is handled in a safe and responsible manner. By accessing this site, you are giving Vacation Comps permission to contact you by telephone, email, SMS text messaging, or an auto dialer.

VC’s Privacy Policy Will Change Over Time

By registering on and/or using VC’s websites, you consent to the collection and use of your personal information by us. Because we continue to develop and improve the vacation resort products and services we offer, our policies will change over time. We encourage you to review this Internet Privacy Policy from time to time to stay abreast of our most current privacy and security policies and practices. Your continued access and use of VC’s websites will constitute your acceptance of any changes or revisions to our Privacy Policy.

Summary of VC’s Privacy Policy

This Privacy Policy explains and summarizes how we collect, use, and protect your personal information as you interact with our sales, marketing, and customer service personnel both online and offline. This Privacy Policy explains:

• What types of information VC gathers from consumers who inquire about VC’s products or services, apply to purchase such products or services, apply to us for the financing of their membership purchase, and who use our websites.
• How VC uses your personal information and the information we learn about you as a result of our relationship.
• How VC uses log files, “cookies” and other Internet-related tools.
• What kind of security measures VC takes to protect your information from loss or disclosure and how VC will inform you in the event of a security breach.
• The circumstances under which you can access the personal information you have provided to VC in order to have that information corrected, restrict VC’s use of that information, and/or have it removed from our records.
• Other things you should know about privacy and your relationship with VC.

The Types of Information VC Collects About You

VC collects information you provide to us or that we learn about you through a variety of ways, including through your use of our websites, your inquiries regarding VC’s products or services, or your application for the purchase of VC’s products or services. For example, you may provide information to VC when you register with, sign into, or search any of our websites. You may also provide information to VC whenever you participate in a survey, request our marketing brochures, or communicate with VC’s customer service personnel. As a result of those actions, you might provide us with information such as your name, address, phone number, email address, and product or service preferences. We also automatically gather and store certain types of information whenever you visit one of our websites. We might also receive information about you from other sources, and we may add that information to our database in order to, for example, provide you with special offers that we think will be of interest to you. If you apply through us for the financing of your Vacation Comps membership purchase, we may also collect personal information about you from the following sources: applications or other forms (including collecting of information such as name, address, social security number, assets, and income); your financial transactions with us and other financial organizations; consumer reporting agencies (to obtain information regarding credit worthiness and credit history); information from outside sources regarding your employment, credit and other relationships; data from public records; and as may be required by the USA PATRIOT Act to verify your identity.

How VC Uses Information About You

VC collects and uses personal information from you in several key ways:

• Website usage. VC may observe activities, preferences, and transactional data (such as your IP address, browser type and operating system) relating to your use of our websites. We may use this collected or logged information in order to provide better service, to facilitate improved use of our websites, to track usage of the website, to address security hazards, and to track aggregate traffic patterns throughout our websites. We may use aggregated, statistical information to describe our customer audience, products and services, and to develop partnerships with third parties to offer products and services in which we believe our customers will be interested. For example, if 25% of our customers are interested in car rentals, we may provide that statistic with travel service companies with the possibility of offering our customers access to car rental opportunities directly through our website, our call center or our affiliates.
• Account Information. We collect information from you, about you from credit reporting agencies, and from other sources when you apply through us to obtain financing of your Vacation Comps membership purchase. We use this information to provide you with financing. We also use this information to service and collect on your account. Disclosures to Unaffiliated Third Parties for Marketing Purposes. We do not sell your personal information to third parties for any reason. We do not disclose your personal information to unaffiliated third parties who may want to offer you their own products and services unless you have requested or expressly authorized us to do so. We may, however, send information directly to you about these unaffiliated third parties’ products and services if we believe they may be of interest to you. We may disclose personal information regarding our customers to third parties for certain non-marketing purposes, such as disclosures that are required or permitted by law. We may make disclosures if required by law, such as in connection with a subpoena or similar legal process. We may also disclose personal information as permitted by law, such as when we believe that action is necessary to investigate or protect against harmful activities to VC guests, visitors, employees, or property (including our websites), or to others. We may also disclose personal information in connection with a merger, acquisition or bankruptcy. We may also disclose personal information about our customers to credit bureaus and similar organizations in connection with our financing or collection activities. We do not disclose personal information about former customers, except as permitted or required by law. No Disclosures to Affiliates for Marketing Purposes We do not give your personal information with VC affiliates for the purpose of those affiliates offering their own products and services to you. Disclosures to Affiliated or Third-Party Service Providers. We may provide your personal information with third parties or affiliates of VC, which may include both financial service entities and non-financial companies, where it is necessary for us to complete a transaction or do something you have asked us to do. For example, we might need to provide your personal information to a third party or an affiliate to assist you with obtaining financing for your Vacation Comps membership or so they can process and fulfill your request for information about special guest at a Vacation Comps affiliate. Individuals who wish to view their data to update, correct, or delete it may do so by logging into their customer account or by emailing us at data@vacation-comps.com or in writing to VC at 1309 Coffeen Avenue STE 1200, WY 82801. You Have Choices When It Comes to How VC Uses Your Personal Information for Direct Marketing All customers who register to access their account information online may receive a welcome email immediately after completing the online registration form. Registered customers will occasionally receive information regarding products, services, or special promotions. We do not want to send promotional materials you do not want to receive, nor do we want to contact you via email or telephone regarding VC’s products, services, or special promotions if you do not wish to receive such emails or telephone calls. As such, you may choose not to receive marketing offers from us by direct mail, telephone and/or email. Please note that, even if you elect to not receive marketing information from us by direct mail, telephone or email, you will continue to be contacted as necessary to service your account. VC is subject to the jurisdiction and enforcement authority of the United States Federal Trade Commission.

Vacation Comps' DO NOT CALL POLICY The Telephone Consumer Protection Act (“TCPA”) was passed in 1991. The Federal Communications Commission’s rules and regulations implementing the act went into effect on December 20, 1992. The Federal Trade Commission concurrently implements the Act through the Telemarketing Sales Rule, issued January 29, 2003. Various states have also enacted statutes that govern telemarketing activities. It is Vacation Comps’s policy to comply with these rules, and in particular, to respect and honor the requests of consumers to be placed on Vacation Comps’s internal Do Not Call list, so that such consumers will not receive sales calls from Vacation Comps unless and until they provide consent to receive sales calls. Please note that placement on Vacation Comps’s internal Do Not Call list does not restrict Vacation Comps’s ability to place informational and / or collections calls to its customers. Vacation Comps will not call any Vacation Comps customer who has communicated his or her desire to not receive sales calls. Requests to not receive sales calls are reflected in the customer’s account records. Additionally, the phone number will be added to Vacation Comps’s internal Do Not Call list. In compiling a list of customers to call for a particular telemarketing campaign, Vacation Comps will not include any customer whose account record is marked “do not call.”

Vacation Comps does not condone telemarketing activities conducted in violation of the TCPA, federal rules and regulations, and state laws regarding telemarketing.

You may get on the internal do not call list by calling 800.395.9109 and speaking with our associate who answers the phone or by emailing your full name and phone number to info@vacation-comps.com. Consumers have additional avenues available to them that will help reduce or eliminate unwanted telephone solicitations. Consumers may place their telephone number(s) on the National Do Not Call Registry online at www.donotcall.gov. In addition, the Direct Marketing Association also offers a free service titled “Telephone Preference Service.” Consumers may register for this service online at www.dmachoice.org